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I am hearing that some insurance companies don't pay out for sleep studies/CPAP, citing it as too experimental, or some such. I am shocked if this is the case, given all the scientific/medical evidence backing up the benefits of treating sleep apnea. if there are insurance companies not covering cpap/sleep studies, let's list out which ones they are, so that we know which to avoid, if at all possible. I am not talking about policies that don't cover DME (durable medical equipment) at all -- I'm just trying to identify plans that single out sleep studies/CPAP as too experimental to cover.

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also, if you do cite an insurance company that falls into this category, it would be great if you would post the specific language they are using to deny coverage.
Mike, this is a tough one because it is more a case of individual policies than of indivdiual insurance companies. Most insurance companies have a variety of policies and coverage and it depends on which policy the individual or business elects to purchase.
I believe that we have a member named Pam that has had trouble getting CPAP for her child.

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