Sometimes, depending upon the area where you live, sleep clinics will offer to do sleep studies at a greatly reduced price, or even at no charge. I would call around and explain that you do not have any income and no insurance and see if you can find one that will do a sleep study on you. You may end up with a tech that is just starting out, but they will be over seen by others that are trained.

Hey Wayne...sorry it took me so long to get back to you...the strap is made of a very soft polyester blend, thin, very breathable, and can be removed with your pinky finger if necessary.It is really pliable....like anything else, it takes time to get used to anything foreign around the face!